The govenment's plan will provide a $50-$75 daily cash benefit ($1500-$2250 per month) after a five year vesting period. The benefit is designed to increase with inflation. Level monthly lifetime premiums are currently projected at $180-$240 per month. Here is a sample of level individual private insurance monthly premiums for reasonably healthy individuals. We have illustrated a $3000 monthly benefit, though larger benefits are available. The benefit also increases automatically with inflation—the premium is designed to stay level. Actual premiums can be slightly lower -or higher- than illustrated.